Schemes of Loan Assistance

General Term Loan Scheme

To provide financial assistance to small scale and medium scale units for setting up projects of eligible industrial activities for acquiring fixed assets like land, building, plant machinery and other miscellaneous Read more...

Scheme of Financial assistance against Mortgage of Immovable Properties

PURPOSE OF LOAN To provide financial assistance to existing units, with nil or nominal debt, to fund their projects for: Read more...

Scheme of Loan Assistance for Construction Projects.

PURPOSE OF LOAN To provide financial assistance to units engaged in construction projects (residential/commercial/residential cum commercial nature). Financial assistance for land, land development, cost of construction of buildings, Interior decoration, swimming pool, club house etc. Read more...

Composite Loan Scheme For EDC Clients With Good Track Record

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Scheme Of Loan Assistance To State Government Agencies

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Chief Ministers Rojgar Yojana

To provide self employment opportunity to the educated unemployed from 18 to 42 years Read more...

Chief Minister's Rojgar Yojana (CMRY) Scheme for fresh Engineering Professionals

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Scheme of Term Loan Assistance To Qualified Professionals

To provide financial assistance for finance acquisition of premises and equipments, machinery and furniture fixtures required for setting up new or acquiring additional fixed assets for professional practice / consultancy venture. Read more...

Personal Loan Scheme

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Modified Interest Rebate Scheme 2012

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EDC Loan Compromise Settlement Guidelines(ELCSG)

Exit Policy for distressed beneficiaries under the Chief Minister's Rojgar Yojana (CMRY)

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Policy Guidelines for reconsidering/re-validating the OTS

Policy Guidelines for reconsidering/re-validating the One Time Settlement (OTS) offer given in past to all those borrowers, who have accepted the offer but failed to make the payment and close Read more...


EDC Limited has introduced special OTS scheme for old term loan accounts (other than CMRY) which are disbursed below Rs. 15.00 Lakh and pending for settlement for more than 15 Read more...

EDC Credit Support scheme

To meet the temporary liquidity mismatch of existing borrowers arising out of COVID 19 pandemic for working capital requirements including payment of statutory dues, staff salaries, utility bills, rent, delayed receivables, etc. Read more...


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