Detailed
Loan Application: Scrutiny Fees: Detailed Appraisal:
The
applicant is required to file the detailed application along with necessary
enclosures and consents within 3 months from the date of PCC letter.
Scrutiny fees are levied at 1% of the loan amount subject to a maximum
of Rs 1.00 lacs. The applicant has to pay scrutiny fees of 0.25% of the
loan amount applied for along with application form which are non-refundable
and the balance 0.75% is to be paid at the time of first disbursement
of the loan.
The PCC Officer on receipt of the application and scrutiny fees forwards
the same to the concerned Area Officer for detailed appraisal. The Appraising
Officer compiles all the requisite data from the applicant, inspects the
location and after having been convinced about the viability, prepares
the appraisal note for necessary sanction. Normally the appraisal takes
around 1-3 months from the last date of submission of information by the
applicant. The appraisal note is put up for sanction to the concerned
sanctioning authority.
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